At Shore Point Advisors, we place an extreme amount of importance on the health and safety of our clients. On that note, please know we are available for you via phone at (732) 876-3777, and we can also host virtual meetings as needed. If you would like to talk about your account or the current landscape of the markets, please do not hesitate to reach out to us at anytime.

Shore Point Advisors is located along the Jersey Shore, nestled in Brielle at the base of the Point Pleasant Bridge spanning the Manasquan River. Our team of advisors works together with clients to provide easy-to-understand recommendations and coach them on each step of implementation.

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WHERE YOUR ASSETS ARE HELD

As an independent Registered Investment Advisor (RIA), Shore Point Advisors has engaged TDAmeritrade and Charles Schwab to serve as custodians for our clients’ assets, providing asset protection beyond standard SIPC and FDIC coverage. Please click on their logos for more information on their custody protection programs.

HELPING ACHIEVE A BETTER INVESTMENT EXPERIENCE

WHY SHORE POINT ADVISORS?

GOAL-ORIENTED

At Shore Point Advisors, we believe investing can help most people reach their long-term financial goals. Unfortunately, many people get mixed messages and bad advice when it comes to how to invest. We provide long-term strategies to help bring clarity to the investing process.

INVESTOR COACHING

We coach our clients and families through the sometimes confusing and overwhelming investing process. Working as a team, we can help you get on a long-term track toward reaching your financial and investing goals.

EDUCATION

Shore Point Advisors places a strong emphasis on education, which means we can help you understand what your portfolio is doing and why. We strive to create an environment where investors are excited to attend training sessions that are designed to provide insight on the academics and scientific evidence that their investments are based upon.

UNDERSTANDING YOUR INVESTMENT STRATEGY

Understanding the origins of your investment strategy is something few investors will ever do. However, this understanding will give you a greater depth of knowledge and can help instill confidence during uncertain market conditions. These foundations are the underpinnings that help your investment strategy work as the underlying construction of your portfolio.

MEET OUR ADVISORS

Jason Lamb

JASON LAMB
Founder, CEO

James P. Fay

JAMES P. FAY
Senior Vice President

Jake Rue

JAKE RUE
MBA, AIF®, RICP®, AAMS®
Portfolio Manager

JOHN SCALABRINI
MBA, CPA*
Senior Vice President

Carla Howlett Shore Point Advisors

CARLA HOWLETT
Operations Manager

Shore Point Advisors

COACHING

Shore Point Advisors serves as an investor coach, which is a financial professional who goes beyond typical financial planning and advice to help identify your investment philosophy and understand your investment strategy. Most importantly, we provide encouragement and discipline throughout your investment experience.

INVESTOR EDUCATION

We provide extensive, ongoing educational programs to help maintain investor knowledge.

TRANSPARENCY

Shore Point Advisors is an independent registered investment advisor, meaning we are not affiliated with a broker-dealer. As a fiduciary, we have a legal obligation to put the client’s best interests first, including before our own compensation.

OBJECTIVITY

We make decisions based on an academic and evidence-based investing philosophy.  We offer the guidance to help make better informed decisions.

MoneyGuidePro®

At Shore Point Advisors, we subscribe to MoneyGuidePro®, which is a comprehensive financial planning program. Additionally, our clients are provided access to MoneyGuidePro® as well.

We encourage you to watch this video to learn a little more about some of the services that are offered by MoneyGuidePro®. Additionally, you can find an example scenario from MoneyGuidePro® that will help you understand how their platform looks and functions.

Direct Indexing

OUR SERVICES OFFERED

  • Money Guide Pro including full balance sheet review
  • Financial goal planning
  • Social Security maximization strategies
  • Protection Assessment including life and property/casualty insurance
  • Estate planning evaluation
  • Collaboration with CPA’s and attorneys
  • Education funding strategies
  • Beneficiary review on investment accounts and life insurance
  • Calculation to establish emergency reserves
  • Portfolio analysis of outside held accounts
  • Annual employer 401k/403b/457b review and education
  • Customized model portfolios
  • Tax loss harvesting (when considered advantageous)
  • Roth IRA conversions (when considered advantageous)

OUR ONGOING SERVICES

  • Quarterly review meeting (10-15 minute telephone or virtual meeting)
  • Annual financial planning review meeting (approximately 1 hour)
  • Investment consultation as needed
  • Portfolio monitoring if held at Shore Point Advisors
  • Online client portal and mobile app
  • Client vault for important document storage
  • Quarterly market reports
  • Bi-weekly email newsletter

MEDIA

RECENT POSTS

Market Timing Traps and Temptations

The markets had a fairly dramatic turnaround this July, even as national and global headlines remained relatively bleak. Why is that? READ MORE

The Cost of Trying to Time the Market

The effect of being out of the market for even a short time can be profound. Missing a period of strong returns can drastically impact overall performance. READ MORE

Does (Fill in the Blank) Belong in My Portfolio?

Financial innovation provides investors with many new investment options, but how do you know if an asset is a good fit for your portfolio? READ MORE

What Happens When You Fail at Market Timing

There is no proven way to time the market, whether it be targeting the best days or moving to the sidelines to avoid the worst, so the evidence suggests staying put through good times and bad.  READ MORE

OUR VIDEOS

Shore Point Advisors founder Jason Lamb looks at the past two decades of the S&P 500 and discusses why the firm recommends investing into globally diversified portfolios instead of just the S&P 500.

Shore Point Advisors founder Jason Lamb discusses how to navigate market corrections and bear markets.

Shore Point Advisors founder Jason Lamb speaks about why you should work with an investor coach.

In the first of two videos, Jake Rue MBA, RICP®, AAMS® of Shore Point Advisors discusses the word “Fiduciary” and what it means for investors.

In the second of two videos, Jake Rue MBA, RICP®, AAMS® of Shore Point Advisors continues his discussion about the word “Fiduciary” and what it means for investors.

PORTFOLIO THEORY

PORTFOLIO THEORY

Shore Point Advisors adheres to three academic principles: Efficient Market Hypothesis, Modern Portfolio Theory and the Five-Factor Model. Together, these concepts form a powerful, disciplined and diversified approach to investing. The result is globally diversified portfolios comprised of more than 12,000 stocks spread across more than forty countries, designed and engineered to capture market rates of return.

Shore Point Advisors Efficient Hypothesis Theory

Efficient Market Hypothesis

A fundamental component of Free Market Investing is the Efficient Market Hypothesis, first explained by Eugene F. Fama in his 1965 doctoral thesis:

“In an efficient market, at any point in time, the actual price of a security will be a good estimate of its intrinsic value.”
– Eugene F. Fama

The stock market, the media, and popular culture, by and large, encourage behavior consistent with the belief that the market is inefficient. You must understand that there is a choice to be made about how you believe the market works.

Shore Point Advisors believes that markets are efficient, so much so that it is one of our Core Values. We focus on capturing market returns utilizing asset-class or structured funds, diversifying prudently, and eliminating stock picking, track record investing and market timing from the investment process.

Source: Markowitz, Harry. “Portfolio Selection”. Journal of Finance, 1952

Shore Point Advisors Modern Portfolio Theory

Modern Portfolio Theory

The second basic component of Free Market Portfolio Theory is Modern Portfolio Theory (MPT), which earned the Nobel Prize in Economics in 1990 for the collaborative work of Harry Markowitz, Merton Miller and William Sharpe.

Essentially, MPT demonstrates that for the same amount of risk, diversification can increase returns. The task is to find assets with an academically proven risk premium and low correlations. The Efficient Frontier allows individuals to maximize expected returns for any level of volatility.

Source: Malkiel, Burton. “A Random Walk Down Wall Street”. 1973
Fama, Eugene; French, Kenneth. “The Cross-Section of Expected Stock Returns”. Journal of Finance, 1992

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The Five-Factor Model

Shore Point Advisors utilizes the Five-Factor Model to develop portfolios allocated between equities and fixed income, small and large equities, and value and growth equities in each of the Shore Point Advisors investment models.

The Five-Factor Model

1. The Market Factor: Pursue outperformance of stocks vs. fixed income

2. The Size Factor: Pursue outperformance of small-cap stocks over large-cap stocks

3. The Value Factor: Pursue outperformance of high book-to-market (BtM) over low BtM stocks

4. The Profitability Factor: Pursue outperformance of companies with higher future relative earnings

5. The Momentum Factor: Pursue outperformance of stocks that have risen recently tend to keep rising

COACHING

COACHING

Shore Point Advisors serves as an investor coach, which is a financial professional who goes beyond typical financial planning and advice to help identify your investment philosophy and understand your investment strategy. Most importantly, we provide encouragement and discipline throughout your investment experience.

WORKSHOPS

At Shore Point Advisors, we feel that coaching and ongoing education is of the utmost importance to keep you informed about how your portfolio is being managed. Through our workshop series, clients are given the opportunity to attend in-person educational sessions that focus on various elements of financial management.

Check back here periodically for information about our upcoming workshops.

Shore Point Advisors is proud to be a “New Leash on Life” Sponsor of paws4vets.  

GET IN TOUCH

Contact us today to open up a conversation about your financial future.
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OFFICE LOCATION

Shore Point Advisors 
402 Higgins Avenue
Brielle, NJ 08730

Phone: (732) 876-3777
Fax: (732) 292-1900
Email: info@shorepointadvisors.com

HOURS

Days Open: Monday through Friday
Hours Open: 9:00 a.m. to 5:00 p.m.